Derald Goh

Derald Goh joined in July 2025 with more than 7 years of experience as an analyst, having worked as an actuary prior. Philip Kett joined Jefferies in July 2017 and covers the EMEA and Asian (re)insurance companies at Jefferies, with more than 10 years of experience working with insurers or covering them as an analyst.

What We Are Known For

• Global Insight. The team covers 26 insurance companies from London, spanning across 10 countries and with a total market capitalisation of $900bn+. The team also writes the global insurance product as part of a broader team covering 95 companies in total, bringing global insight and collaboration into our product.
• Alternative Data. We frequently embed the use of highly predictive data into our analysis to draw insights into both our stock-specific and thematic research. Our regular publications include a monthly UK motor claims inflation and premium tracker, a monthly weather watch tracking natural catastrophes, and a quarterly Hong Kong premium tracker.
• Accessibility. We seek to simplify what is often perceived to be a complex sector through our user-friendly financial models, digestible analysis and industry agnostic vocabulary.
• Contrarian Views. We take contrarian positions where we have high conviction, because challenging consensus often uncovers overlooked opportunities. We recognise that some calls may take time to play out, and we are comfortable being early even if that means accepting near-term risk of being wrong. Our main anti-consensual views are on Hiscox and Sabre, where we are the only Underperform rating on the street.